|
As a Full time or part time undergraduate student registered in the *Fall Term, you are automatically covered under this Plan provided that you are covered by your provincial health plan or have an OHIP equivalent plan. *Includes, Co-op students on work term, students studying abroad, and students enrolled in on-line learning. The Health Plan fee is a one-time per year fee. The fee assessed will be reflected on your fall term invoice. As an eligible student, your coverage commences September 1, 2009 and will continue until August 31, 2010. Provided that your winter term tuition and incidental fees have been assessed and paid for, you may be eligible for benefits for an 8 month period, commencing January 1, 2010. An application for health and/or dental coverage (2nd term enrolment) must be submitted along with payment by January 31, 2010. Students who opt-out in term 1 are not able to apply for term 2 coverage, as per the opt-out provisions. Certain restrictions and limitations will apply. Yes, however, you must pay an additional annual fee. You can enroll your spouse/common-law and/or dependent children by completing an Application for Family Coverage form and submitting it along with your payment (payable to WLU) prior to the deadline date of September 25, 2009. The additional fee is indicated on the Application for Family Coverage which is available under the link titled "Downloads". There is an overall maximum of $5,000.00 per Insured person for all practitioner and drug related claims. There are several practitioners that have annual maximums so please refer to an appropriate benefit outline for specific details. Accident Coverage-Maximum reimbursement of $10,000 for eligible medical, $250.00 for ambulance and $1,000.00 for dental expenses incurred resulting from one accident. Accidental claims will be paid on a reimbursement basis and are to be sent through the Health and Dental Plan Coordinator located at the WLUSU office. Emergency Out of Province/Canada Hospital, Surgical & Medical expenses to a maximum of $1,000,000.00. Eligible benefits are limited to a maximum of 60 days per trip. Travel Assist Brochure "Accident" means an occurrence due to external, violent, sudden, fortuitous causes beyond the insured student or dependents control, which must occur while the insured student or dependent is insured under this policy. For Prescription Drug Claims, you simply present you DRUG ID card to a pharmacist. You will be responsible for 20% of the cost of the prescription. The pharmacist will deal directly with Green Shield Canada for the remaining 80%. Should the pharmacist encounter any problems when submitting a claim, ask the pharmacist to call Green Shield directly at 1-888-711-1119 identifying you as a WLU student and requesting confirmation. NOTE: Claims for the following services must be processed manually; travel immunizations, allergy serum, smoking cessation and diabetic supplies. Simply follow the claim procedure outlined below under Extended Health Claim receipts. How will you receive your drug card? Click Here for your Pay Direct Drug Card. Simply write your 9 digit WLU student ID number in the space provided. Cards are also available for pick up at Health and Dental Plan Coordinators office on the 3rd floor of the Fred Nichols Campus Centre, 75 University Avenue West, Waterloo. All other Extended Health claim receipts (including visions claims) must be mailed to RWAM Insurance Administrator's with a completed Claim for Health Benefits form. RWAM's mailing address is indicated on the claim form. Forms are available under the section titled "Downloads". Please ensure that your student ID number, date of birth and a mailing address are shown on the claim form. Claims may also be dropped off at the Health Plan coordinator's office. To make an Electronic Dental claim Most dental offices can submit your claim to RWAM Insurance Administrator's electronically, however you must at the time of your visit, provide the dental office with the following information: Name of Insuring Agency: - RWAM Insurance Administrators Inc.
- Group number: 490002
- Certificate Number: (student 9 digit student ID number)
Manual Dental Claim Obtain a completed Standard Dental Claim Form from your dentist's office. The plan member must complete Part 2 & 3 (see Insurance particulars provided under Electronic Dental claims and sign where indicated on the Dental claim form. Please ensure that the form is completed and signed before mailing to: RWAM Insurance Administrator's Inc.49 Industrial DriveElmira, Ontario.N3B 3B1Claims may also be dropped off at the Health Plan Coordinator's office on the 3rd Floor of the Fred Nichols Campus Centre. All Claims must be submitted within 90 days of the end of the policy year. In NO case will claims be considered when submitted more than 12 months from the date the claim was incurred. In order to keep the price of the Student Health Plan affordable, your Student Union has implemented the Student Managed Drug Formulary. The plan utilizes the Ontario Managed Drug formulary (with several additions and deletions). A drug formulary is a list of eligible drugs that will be covered by the plan based on the following: - There is often a substantial difference in price for the same (chemically identical) drug depending on whether it is produced by the brand name pharmaceutical company, which developed the drug or by a generic manufacturer, and,
- Within a therapeutic class (category) of drugs, there may be a number of different drugs which treat a particular medical situation. Therapeutic cross-selection serves the same function for a given medical situation at a lower cost.
In the event that the therapeutic alternatives, which are eligible under the Student Managed Drug Formulary, prove to be ineffective for treating a particular situation, it is possible to have a special case approval for a particular medication. For eligibility consideration an exception request form must be submitted. You will be notified in writing of your application result or status. PLEASE NOTE THAT THE 2010 OPT OUT WILL START AUG. 16TH AND WILL ONLY BE AVAILABLE ON THE NEW WEBSITE WHICH WILL BE ACTIVATED BY AUG 9th 2010
|